Services

Retirement Planning. Retirement planning is more than simply ensuring that you won’t outlive your money. It also involves the timing of benefits, including Social Security, and – beyond the money aspects – it’s about how you will make your retirement years personally fulfilling and enjoyable.

Risk Management. Determining what risks you face, how to protect yourself, and understanding how to maximize insurance and employee benefits packages are all vitally important facets of your financial security.

Education Funding. Identifying the right mix of education funding programs and maximizing their use is a complex and confusing process, but there are ways for families of any income level to effectively save for college.

Estate Planning. We’ll help you consider choices you can then implement with your attorney. It may involve naming a guardian for minor children, making provisions for dependents with special needs, addressing medical directives and other end-of-life considerations, and help determine when a trust is appropriate.

Value-based Goal Setting. Your goals and values are the foundation on which your personal financial plan is built. Everything else is coordinated so that you can achieve your goals while remaining true to your values.

Portfolio Analysis. We compile your investments and analyze each for costs, tax efficiency, performance, risk, and diversification. We help you understand what you have and whether what you have is appropriate for you.

Tax Planning. Tax planning helps to lawfully structure your income and take advantage of the adjustments, deductions, and credits for which you qualify so that you pay only what you owe when you owe it.

Business Owners. We assist in the buy-sell planning process. We would develop the appropriate corporate retirement solution for you and your team. Review existing retirement plans such as 401(k) plan. We prepare an annual detailed tax management plan.

Charitable Giving. We discuss and explore your long-term charitable wishes and how to best implement them in a tax efficient manner.